Technology leadership
The Unite platform: Recordkeeping for today and tomorrow

Ascensus College Savings developed their proprietary Unite platform specifically for the 529 college savings industry, deploying current and innovative technology to deliver a highly automated and efficient recordkeeping solution. Unite is an easy-to-use web-based interface consisting of eight modules that facilitate customer relationship management, phone and email technology, mail imaging, workflow, transaction processing, compliance, automated backup, and more.

Application Description
Unite Core processing engine
Unite Web Web-based customer and advisor portals
Unite Service Client service interface
Unite Automation Transactional processing module, includes automated imaging and document workflow
Unite Compliance Integrated compliance functionality
Unite Integration Interface to third-party systems and products
Unite Report Reporting module for analytics and all aspects of plan information
Unite Reach Innovative programs to reach new audiences

Online solutions: Making the 529 plan experience easier

529 QuickView®: Bringing client accounts to advisors' desktops
529 QuickView is a data delivery portal that provides financial advisors and RIAs with real-time information. This advisor tool, developed by Ascensus College Savings, was created to give advisors immediate online access and reporting to each client's 529 plan administered by Ascensus College Savings.

Payroll direct deposit: Saving for college at work
Ascensus College Savings works with both public and private employers to offer 529 plans through payroll deduction as an employee benefit. We work closely with companies and agencies to help establish payroll deduction procedures through the Automated Clearing House (ACH) system, allowing employers to offer 529 plan savings through payroll deduction as a value-added benefit at little or no cost to the company.

Quick, easy enrollment
Unite lets participants conduct their plan business online at their convenience. In a single session, families can open a 529 plan account, put their college savings on autopilot through automatic deductions, and more. In fact, most account requests can be completed online by participants, including:
  • Investment exchanges and qualified withdrawals
  • Automated contributions from a bank account
  • Change of address and other indicative data
  • Receipt of account statements, confirmations, and Form 1099-Q
  • Payroll direct deposit instructions
  • Change of beneficiary

Ugift®: Engaging family and friends to help with saving for college
Ugift is an easy, free-to-use service that lets participants suggest that family and friends celebrate children's milestones with the gift of college savings in lieu of traditional gifts. All gift contributions sent in to Ugift are invested into the beneficiary's 529 plan account. Gifts can be made online or by mail, and can be related to a specific celebration or made at any time at

School ePay is an innovative solution that enables tuition payers to make electronic tuition payments from their 529 accounts directly on a beneficiary's school payment portal. This functionality is the first of its kind in the 529 industry and simplifies the tuition payment process for 529 savers. 529 account holders can contact their plan provider or school directly to learn whether they are eligible to use this service.

Upromise®: Cash back for college
Upromise, a service that is free to join, lets members earn cash back for college on their eligible purchases. When a member links their Upromise account to a participating 529 plan account, their earnings can be automatically transferred on a regular basis.*

* Upromise is an optional service offered by Upromise, Inc., and is separate from the 529 plans administered by Ascensus College Savings. Terms and conditions apply to the Upromise service. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice. Transfers from Upromise to an Ascensus College Savings administered 529 Plan account are subject to minimum transfer amounts. For more information about Upromise, go to


Ugift and 529 QuickView are registered service marks of Ascensus Broker Dealer Services, Inc.